How To Use AI To Personalize Habit Formation
Feb 27, 2025
By Will Moore
Imagine having a life coach who knows you better than you know yourself - one who could instantly pinpoint exactly what habits would create the most positive change in your life.
Enter AI.
The power isn't in AI telling you what to do - it's in AI helping you understand yourself better to make smarter decisions and personalize your habits for optimal formation and results. By asking the right questions in the right order, AI can help you uncover patterns and possibilities you’re likely not even aware of.
I discovered this through my own struggles with ADHD. For years, I tried adopting habits that worked for others, only to have them fail because they didn't fit my unique brain wiring and lifestyle.Â
Over the years, as technology evolved, I’d developed my own habit transformation system that was working pretty well. But with the introduction of AI into my system, it’s all taken a quantum leap forward.Â
Upgrades You’ll Gain From This Blog:
How to use AI prompts to identify your perfect "golden habit" - one that addresses your biggest pain points while working with (not against) your natural tendencies and preferences.
Sample AI template with prompts to personalize your habit formation journey
Real examples showing how others have used this system to transform their lives
But first, let's look at why traditional habit formation tools often fail, and how to use AI to personalize habit formation.
The Science Behind Habits
Have you ever noticed how some people seem to effortlessly build healthy habits, while others struggle to make even small changes stick? The difference often isn't willpower or discipline - it's personalization.
Think of habit formation like solving a puzzle. Traditional advice gives you the general picture on the box - eat healthier, exercise more, meditate daily. But your unique combination of personality, goals, and lifestyle creates a puzzle that's shaped slightly differently than anyone else's.Â
Using a one-size-fits-all approach is like trying to force pieces that don't fit.Â
This is where AI becomes a game-changer. By systematically analyzing your specific:
Pain points and challenges
Natural strengths and tendencies
Environmental factors and constraints
Past successes and failures
AI can help identify habits that not only address your goals but are naturally easier for you to implement and maintain.
Enter the Habits Hierarchy System
The Habits Hierarchy System ensures habits are both scientifically sound and personally optimized for maximum adherence and effectiveness.
The hierarchy guides you through five levels of habit refinement:
Pain Point Identification
Core Area Connection
Core Habit Selection
Keystone Habit Personalization
Golden Habit Determination
Each level builds on the previous one, using your responses to dig deeper and create more personalization. Think of it like a funnel that starts with your broad challenges and gradually narrows down to your perfect habit match.
Apply AI To The Habits Hierarchy To Find Your Golden Habit
The power of AI in habit formation lies in its ability to ask the right questions in the right sequence, helping you uncover insights you might miss on your own. Think of it as having a conversation with a coach who remembers every detail and uses that information to provide increasingly personalized guidance.
đź’ˇ Pro Tip: Before starting, open a document to save your responses. These insights will be valuable for future habit building and can be integrated into your journey.
Let's walk through exactly how to use AI to apply the habits hierarchy to identify your perfect golden habits for the various pain points/bad habits you’re struggling with.Â
Below are specific prompts you can copy directly into any AI system like ChatGPT or Claude to get consistent, personalized results.Â
Simply Copy/Paste the below prompt into your preferred AI chatbot, and follow the natural dialogue that emerges:
🔑 For Best Results:
Be as specific as possible in your responses
The more detailed and honest your responses, the more personalized and effective your golden habit will be.
The 5 Steps to Identify Your Golden Habit
AI Prompt To Copy/Paste:Â
"I'm looking to improve my life through building better habits. Please act as a science-based life coach using the Moore Momentum System's approach to help me identify and form a transformative 'golden habit.'Â
This system is based on universal principles and behavioral science, focusing on sustainable change through personalized habit formation.
Please guide me through this process step by step, waiting for my response before moving to each next stage:
Step 1: Pain Point/Challenge Identification
Goal: Identify specific challenges hindering growth. Focus on concrete impacts on daily life and emotional/physical responses.
Ask the following questions:
What specific habit or challenge would you like to change?Â
Example: "I tend to procrastinate on important work tasks."
How does this challenge impact you?Â
Example: "It makes me feel stressed and affects my productivity."
How long have you been struggling with this, and when does it usually happen?
Example: "I've had this problem for a few years, mostly in the afternoons when I'm tired."
Step 2: Core Area AlignmentÂ
Goal: Map which of the 5 Core Areas the pain point impacts the most. And identify ripple effects across all cores.
The 5 Core areas include:
MINDSET CORE: Develop a "growth owner mindset" who fails forward, sees obstacles as temporary roadblocks, and gives fear the finger.
CAREER AND FINANCES CORE: Make a living doing what you love and are great at, fulfilling your purpose, and exponentially grow your wealth along the way.
RELATIONSHIPS CORE: Create and maintain deep, fulfilled relationships and gain allies to achieve goals.
PHYSICAL HEALTH CORE: Look good, feel good, and gain the energy and stamina to propel you through life.
EMOTIONAL & MENTAL HEALTH CORE: Manage stress effectively, express your passions regularly, and ensure the world is better for having you in it.
After I share my pain point, please:
Identify which life core it primarily impacts.
Explain how other cores are affected by this challenge (i.e., if the pain point is not exercising regularly, primarily affecting Physical Health Core, this could also impact your Mindset Core through decreased confidence, and your Career Core through lower energy and productivity).
Ask: "Does this analysis accurately reflect your experience?"
Step 3: Core Habit SelectionÂ
Goal: Identify proven, science-based foundational habits tied to universal principles that address the pain point.Â
Once I've confirmed the above, suggest three optimal habit solutions. Make them different enough to appeal to different personalities
For example:
Habit 1: A solution involving personal reflection or writing
Habit 2: A solution using technology or tools
Habit 3: A solution incorporating social or competitive elements
Ask me to choose one or suggest my own related habit.
Step 4: Keystone Habit PersonalizationÂ
Goal: Refine the core habit using the 3 Personalizing Factors:
Personality: Strengths, preferences, motivators, etc.
Goals: Short and long-term aspirations
Lifestyle: Schedule, resources, environment Example: Transforming "exercise" into "basketball league" based on social preferences and competitive nature.
Based on my above core habit choice, help personalize the habit by asking about:
Timing: When in your day would this habit work best?Â
Example: "Mornings, when I have the most energy."
Resources: What tools and environment do you have available?
 Example: "A quiet home office and a smartphone."
Preferences: What related activities do you naturally enjoy or have worked well before?
Example: "I enjoy tracking progress and using apps."
Step 5: Golden Habit Determination
Goal: Offer three highly personalized habits that are simple, sustainable and optimized for success.Â
 Based on your answers, I'll suggest three personalized versions of your habit. Each will include:
The specific habit with exact implementation details
Why it's optimally suited for you
What you need to get started
Golden Habit Example:
Habit: "Complete focused work sessions from 9-10am in your home office using the Pomodoro technique"
Why this fits:
Matches your peak energy time
Uses your quiet workspace
Leverages your interest in tracking
Creates natural accountability
Builds on existing morning routine
Uses available technology
Ask me to choose one of the above golden habits, or write in your own suggestion.Â
Offer to ask additional questions to help optimize the golden habit choices even further. If they agree, ask 3-5 more relevant questions based on their “personalizing factors” described above.”Â
Real Life Example
Let's follow Alex, a marketing professional who wants to improve his energy levels. Here's how his conversation with AI unfolded:
Step 1: Pain Point Identification
AI: "What specific habit or challenge would you like to change?"
Alex: "I’ve been feeling low on energy, especially in the afternoons."
AI: "How does this challenge impact you specifically?"
Alex: "I crash around 3 PM. Hard to focus at work, and I’m wiped out when I get home."
AI: "How long have you been struggling with this, and when does it usually happen?"
Alex: "Past six months. It hits between 2-3 PM and drags on."
Step 2: Core Area Alignment
AI: "Based on your responses, this primarily impacts your Physical Health Core, as it's fundamentally an energy management issue. However, let's look at how it ripples across other cores:
Physical Health Core (Primary):
Current: Low energy levels affecting daily activities
Potential: Increased vitality and stamina throughout day
Career Core:
Current: Reduced afternoon productivity
Potential: Sustained high performance all day
Relationships Core:
Current: Less energy for family activities
Potential: Active engagement with loved ones
Emotional & Mental Health Core:
Current: Fatigue-related mood impacts
Potential: Improved mood and mental clarity
Does this analysis accurately reflect your experience?"
Alex:"Yeah, that sums it up. Didn’t realize it was this widespread."
Step 3: Core Habit Selection
AI: "Here are three potential habit solutions, each approaching the energy challenge differently:
Reflection-Based Solution:
Daily energy tracking and mindful eating practice
Focus on understanding personal energy patterns
Technology-Based Solution:
Use a fitness tracker to optimize sleep and activity
Set regular movement reminders throughout day
Social Solution:
Join an evening sports league or fitness class
Build in accountability and social motivation
Which approach resonates most with you?"
Alex: "The social one. I used to love playing basketball."
Step 4: Habit Personalization
AI: "Great choice! Let's personalize this further:
When would be the most convenient time for regular physical activity?"
Alex: "After 8 PM, once I’ve put the kids to bed.”
AI: "What resources do you have available nearby?"
Alex: "A community center about 10 minutes away with courts."
AI: "What aspects of basketball did you enjoy most?"
Alex: "The competition and social interaction. Time flies when I'm playing."
Step 5: Golden Habit Determination
AI: "Based on your responses, here are three personalized versions of your habit:
Community League Basketball:
Join Tuesday/Thursday evening league at 8:30pm
Built-in competition and social interaction
Regular schedule aligns with kids' bedtime
Nearby location minimizes barriers
Pickup Game Group:
Create WhatsApp group for regular pickup games
Flexible scheduling options
Mix of social and competitive elements
Build local basketball community
Skills and Conditioning Club:
Join basketball skills group
Focus on improvement and friendly competition
Regular schedule with performance tracking
Mix of drills and game play
Would you like to choose one of these options, or would you like me to ask additional questions to refine these suggestions further?"
Read More: Seinfeld Strategy for Consistent Progress
From Golden Habit to Daily Reality: The 3 Momentum Boosting Methods
Once you've identified your golden habit using AI, the next step is implementing it effectively. This is where the 3 Momentum Boosting Methods come into play: science-based strategies proven to motivate and overcome obstacles in habit formation.Â
The 3 MBM’s include: 1) Make it Obvious/Attractive, 2) Make it Easy, and 3) Make it Fun/Rewarding.
For Alex, this meant transforming his basketball habit from an idea into a consistent routine. He made it obvious by creating a dedicated gear station and setting strategic reminders.Â
He made it easy by linking preparation to his kids' bedtime routine and starting with just 15 minutes of play.Â
Finally, he made it fun by adding a pre-game playlist and tracking his progress with teammates.
These methods work together to create a complete system that naturally fits into your daily life. Each can be personalized through AI guidance to match your specific environment, routines, and motivations.
Six Months Later: A Ripple Effect of Positive Change
Alex's basketball habit created waves of improvement across all 5 Core Areas of his life. His energy levels stabilized, leading to more productive afternoons at work and engaging evenings with his family.Â
Beyond the physical benefits of improved fitness and sleep, he gained an unexpected social bonus through new friendships on his basketball team.Â
Most meaningfully, his kids' pride in his consistent commitment reinforced the positive changes, creating a self-sustaining cycle of motivation and well-being. That's a compounding effect in action.
Want to dive deeper into implementing these methods? Check out THIS BLOG on using the 3 MBM’s to further personalized and reduce friction on forming your detailed golden habit
Conclusion: Your Path to Transformation
Starting your habit transformation journey with AI guidance isn't just about building one good habit - it's about learning a systematic approach to personalized habit transformation.
Remember:
Your perfect habit isn't necessarily the most impressive one - it's the one you'll actually do
Personalization is the key to sustainability - the more you become aware of yourself and the world around you, the better success you’ll have
Small, consistent actions create massive momentum over time - go for small wins to build upon
You’ve now got a small taste of how to use AI to personalize habit formation. But this is just the tip of your rocket. There are in fact 5 Core Areas Of Life tied to that deep, soul-filling happiness you see, and you’ll want to discover your pain points to replace with personalized golden habits in all 5!
Take The Next Step To Level Up Your Life
The Moore Momentum System is a one-stop-shop that combines science, proven principles, gamification, and AI to help you determine WHO you are, WHAT you want, and HOW to get it. The system offers:
AI-Powered Personalization: Get tailored advice and strategies based on your unique lifestyle, strengths, and goals across all 5 Core Areas of Life
Science-Backed Habit Formation: Leverage cutting-edge behavioral science to make habit-building easier and more effective than ever
Gamified Progress Tracking: Insert this, and other golden habits you discover into an engaging game, complete with rewards, challenges, and visual progress indicators
Community Support: Connect with like-minded individuals on the same journey, share insights, and stay motivated together
Continuous Growth: As you evolve, so does the system, receiving new challenges and strategies tailored to your progress and changing goals
Start Your Journey To Your Leveled-Up Self TODAY:
Take our free Core Values Quiz to get a personalized assessment of where you currently stand in all 5 Cores, and the first step to build the momentum needed to fire on all cylinders.Â
Check out our Resource Arcade for free downloadable templates to get your momentum going today!
Check us out on your favorite Social Media Platform for weekly science-based habit hacks.
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