WILL Moore

Could this Secret Career and Finance Killer be Sabotaging Your Success?



Could this Career and Finance Killer be 
Sabotaging Your Success? 


Use this Millionaire Success Habit to Eliminate It Now


It happened again. You worked your tail off to reach an important career goal. You set goals, stayed ahead of deadlines and were one step ahead of every potential problem. Sure, you had to drive your team more than you’d like but it was all about to be worth it in the end.

Then you get the email. A pivotal team member has her dog’s groomer’s cousin’s grandmother’s funeral and has to miss work…. Again. Your project is DOA. As the Pac-Man game would so ruthlessly flash on the screen in my youth with no remorse or empathy, “Game Over.”

One of the millionaire success habits I learned early on as the CEO of Doorstep Delivery is to constantly make the changes needed to have the right team in place. A toxic team member can literally make or break your business. The problem is, even CEOs with millionaire success habits are human and also don’t like to flash someone the “Game Over” cue by firing them when they’re not delivering (pun intended).

This is where checking your goals vs habits comes in handy. You know what you want, and you know how to get it, but you make excuses for a poor performer and subconsciously enable their victim mentality because you don’t want to do the heavy lifting of firing an employee.

The truth is, though, sabotage from your team can affect every single one of your five cores. Have you ever had a team you can’t rely on so you couldn’t possibly take a vacation? That’s a hit to your emotional core. Who can spend time playing basketball when they’ve got to pick up the slack for Debbie in accounting who hasn’t sent out an invoice in 6 months? Now you’re falling short on your physical health core. Not to mention the stress and frustration chomping away at your mindset – especially when your relationship core is under stress because you haven’t quit working before 9pm in weeks.


The Millionaire Success Habit that will Change Your Life


A toxic team member is a deal-breaker for me. I can spot one a mile away and while I don’t relish the conversation that follows, I don’t hesitate to get them off the bus for the good of myself, the rest of my team, and all of the people in our lives that the situation affects.

Another crucial success habit is to take action the second you know a problem is attacking your cores. I consider finding and recruiting the right team a high priority in my job. My team members are either contributing to the success of the team, or they’re standing in the way of it. And when you look at it that way, it’s pretty easy to tell who fits in which category. When I have the right team in place, the payoff is amazing for everyone on the team, including myself.

I no longer dread the recruiting process or make excuses for bad apples just so I don’t have to go through the process of finding someone new. I’m always looking out for talent, passion and dedication and when I find it, I jump on it.

Below are some good habits I’ve tied into my success system for ensuring I’ve always got the right people ON the bus knowing what they need to do, and the sabotaging ones OFF the bus so as not to kill the team momentum.


Four Step System To Ensure Your Team Is Producing Maximum Momentum


  1. Document Your Processes – You won’t dread having to hire and train new people if you’ve got a documented system in place to onboard employees. The more detailed, the better. Create step-by-step instructions for each position and keep them updated.
  2. Automate – We use Asana on my team, which is a free project management tool. We have an onboarding project template all set up to walk people through basic training, signing documents, and getting to know our programs and systems.
  3. Keep an updated job description – Make sure to have clear requirements for the position and keep it updated as you learn what skills and personality traits work in each position (and which ones don’t).
  4. Retain – When you find the right employees, do what it takes to keep them! You can use gamification with incentives and contests to keep your team happy and motivated
Turn Your Passions into Your Dream Life
Turn Your Passions into Your Dream Life
It’s a hard-knock life for us! The lives most people have created really are harrrrd. They live for 9-5 workdays in the same office, doing the same thing until it’s time to retire. Once in a while they get a vacation but feel guilty the whole time they’re gone and come back to a bona-fide mound of paperwork that could make a grown man cry. It’s grim. I mean Tim Burton black and grey cartoon grim.

We’ve been taught by well-meaning parents, peers and teachers that happiness comes at the end of your career. After all the sacrifices have been made, hours logged, and missed time with loved ones, you will be repaid with sunset bliss in retirement. It’s been pounded into your mind that the only way to succeed in life is to wait to enjoy it until you’re in your 60’s. But are you satisfied with that? I can tell you I’m not. All work and no play makes Will a dull boy.

Traditional retirement does not take into account that most people who reach retirement age don’t even want to sit around playing golf and watching sunsets in their golden years. Athletes retire, only to come “out of retirement” soon after for “one more round”. 9-5ers retire and then FINALLY start the business doing what they truly LOVE. Here’s why: Somewhere buried beneath all of the work and obligations, there’s a living breathing mad scientist in you that is dying to follow your passions to create, inspire, and succeed.

By now, you’ve heard me talk about the 95%ers and the 5%ers. The 5%ers don’t wait until they’ve spent a lifetime working on someone else’s passions while neglecting their own. It’s not easy to leap out of your comfort zone and the 5%ers might stand close to the edge and peep over their toes at first. At first they might even think “What if I fall?” But the real, overwhelming, undeniable question that they just can’t squash is “What if I fly?” What if I merge my passion and my career and the sky truly becomes the limit?

Look at Shawn and Ian Murphy. They quit their ritzy corporate jobs to sell ties out of their backpacks on the beach. You read that right, ties. On the beach. Their first day, they sold all 800 ties and now have 18 brick and mortar stores and countless outlet locations for their company “Vineyard Vines”. Straight up living the 5% life.

So hear me now fine people, you don’t have to wait. If you have a deep passion for something, it will never feel like a job. You can be smart about it – I don’t want phone calls from everyone’s mom that I told you to quit your job without a plan. So let me be clear, part of a balanced life is having a roof over your head. But you CAN start cultivating your ideas and your passion and finding a way to get it started, even if you can’t quit what pays the bills yet. It can start as a side gig or a hobby. And if you are incorporating your strengths, your passions, and develop a solid plan supported by goals, you’ll get there, I promise. Remember, one step, two steps, three steps… But it all starts with that first one :).

The opposite of happy isn’t sad, its boredom. Retirement isn’t the goal, following your passion and living your best life now is. So dump that failure habit of procrastination and get started with your new success habit of movement! Figure out what to get moving on, take action, and never look back. This week I’m challenging you to ask yourself what you’re passionate about or what you’re really good at, then take action on it! There’s no better time than the present.

This Week’s Action Tip:
Are you living and working in your field of dreams or busting your hump to make someone else’s dream a reality? I promise you, when you find what you love and what you’re good at, if you build it they will come! Find your passion, start your side hustle, and start making your own dreams come true. One step at a time. This week, my challenge to you is to start with the first step – dig deep and think about what your real passion in life is and how you can turn it into a side hustle or job. Dream until your dreams come true!
Invest Your Tax Refund into YOU
Invest Your Tax Refund into YOU
It’s tax season and yeeeeeowwwww! The thought of a nice, fat tax refund is probably already burning a hole in your pocket. Everyone has different ideas of what to do with their refund – a trip to Antigua, new big screen TV, or maybe a down payment on a shiny new car.

Not to be your very own Debbie Downer, wahhhh wahhhhhh, but before you go and blow your refund on something completely frivolous, I want you to stop and think about the fact that this isn’t really found money. This is YOUR hard-earned money from your blood, sweat, and tears. If you’re keeping your eye on the prize, this is a great time to invest this money back into yourself and your future.
Here are three ways to compound that money into a better future you:

1. Invest in your dreams! Do you have a goal that you just haven’t had the capital to back up? Your tax refund might be just what you need to kickstart your ability to turn your side hustle or business idea from a dream to a reality. Think about what it will take to get started and consider using this opportunity to make it happen.

There’s no better place to invest your money than in YOU. The more you can pleasure delay on short term material dopamine hits vs using that money for long term happiness meter fillers, the closer you’ll get to firing on all cylinders.

When you succeed, you won’t need a tax refund to take a vacation or buy a car. You’ll have the income to support the life that you want.

2. Invest in your home. Your home is your haven. Having pride in it and being comfortable is an asset to your emotional health. It’s also an investment that can be valuable as you plan your retirement. Protect this investment with smart repairs and improvement projects.
According to Realtor.com, a garage door replacement can recoup 98.3% of its cost at the time of sale. Other worthwhile improvements include manufactured stone veneer (97.1%), a new wood deck (82.8%) or a minor kitchen remodel (81.1%). If you choose a project that can make you happy now and recoup your costs while making your home more attractive for buyers later, these renovations can help keep both your emotional and financial health in check.
3. Invest in passive income. Grow your money by investing in the stock or real estate market. There’s no reason to pay financial advisor fees unless you get into serious money, which I can help guide you on as well. Not sure what stocks to invest in, follow the most successful investor of our time’s advice, Warren Buffet, who says stick to index funds and ETFs. This takes the guess work out, and they tend to outperform even the best of the best stock pickers. Even a monkey throwing darts at a list of stocks! You can get started investing today with setting up a simple account in apps like Robinhood or iBillionaire and directly link your bank account to make regular deposits from your checking account. Autopilot!

While it may be tempting to make a more spontaneous decision with your refund, part of having a growth-owner mindset is having that laser focus to attain your financial goals to keep a healthy career and financial core. Use the opportunity now to grow your finances to support the life you’ve always dreamed of. It’s a success habit that truly is the gift that keeps on giving! Even better than jelly of the month club 🙂

How To Stay Away From Losing Financial Trends
How To Stay Away From Losing Financial Trends
The 1980s and 1990s were primed for collecting items in the hopes of hitting it big. I can remember getting my hands on a “Garbage Pail Kid” worth hundreds of dollars and feeling that euphoria that I’d just made my fortune. Sadly, a year later, it was only worth the paper it was printed on.

Plenty of adults, now in their 30s and 40s, still have boxes full of baseball cards, mini helmets, beanie babies and precious moments figurines. It was going to be their ticket someday, their rainy day fund. This was serious business. Beanie babies were more than just toys. In the eyes and hearts of collectors, Beanie Babies were their kids’ college funds. And they were willing to stampede into a store to get them when the opportunity struck. Grown men were literally fighting each other for them!
Check out this ABC News article about a family that sank $100k into Beanie Babies. Let me ask you something, how much would you pay for one today? There are a small handful that can still command a high price but the rest are worth zilch, nada, the big goose egg. You’re lucky to get a quarter for one at a garage sale because nobody wants your stinky old stuffed animal.
In hindsight, it seems pretty silly, right? But from 1993-1999, they were incredibly popular. And then one day, they just weren’t. In 1999, the maker of Beanie Babies, Ty, announced the retirement of several Beanie Babies (a marketing tactic to boost the popularity and value of the brand) and no one rushed to the store to trample small children and knock over old ladies.

Just as quickly as it started, it was over. Crashed and burned. And that is the hallmark of a fad, trend or craze. It’s characterized by a sharp rise in popularity, usually despite no real community need, followed by a sudden death.

The kicker? If that same family had invested $100,000 in the NASDAQ Index in 1993 and never added another dime to it, it would have yielded over $1.15 million by now.

My friends, when it comes to investing, fads are not your friends. If you’re looking at investing in a product that everyone just has to have right now, ask yourself a few questions: how fast did it rise in popularity, and why does everyone have to have it? Does it fill a deep need within the market, or is there a hint of mob mentality in the air? Does the product itself provide an actual value that matches its perceived value or does the value really rest on the faith and somewhat irrational desire of the investors?

A recent fad is Bitcoin. Bitcoin was worth over $19k at its peak in 2017. Today’s value is under $8k. Riding the Bitcoin wave is a wild rollercoaster ride of ups and downs. For most people who live paycheck to paycheck, those lows can be devastating to their financial health. The lure of getting rich quickly is a game that can quickly end in bankruptcy and devastation to your career and finance core.

If you truly think it’s going to be the next big thing, or get a lot of enjoyment from something, you can always dip your toe in, but be wary of betting the farm. It’s just straight gambling, which can easily develop into a crippling disease.

We all know the saying when it comes to get rich quick schemes, “If it’s too good to be true, it probably is.” Keep your eye on the long-term prize and you won’t have to worry about crashing fads.

This week’s tip

Take a look at all of the ways you invest your money – in your home, 401k, the stock market, your business, collector’s items etc. Make sure that how you invest is balanced enough to ensure your financial health before taking big risks.

Here’s a helpful guide to some common questions you may have about the fundamentals of investing and planning for retirement: https://money.cnn.com/retirement/guide/investing_basics.moneymag/index.htm?iid=EL

Take Advantage of This Rare Opportunity in the Market
Take Advantage of This Rare Opportunity in the Market
When life throws us a huuuuuge curveball like COVID-19, we can either sink or swim. Most will find it easier to just sit back and wait it out, but breaking from the herd on this one can lead to some serious rewards. And while this can apply to all five of your cores, this week we’re focusing on the financial aspect.

The traditional way of looking at the stock market doesn’t apply right now. I normally recommend a balanced portfolio based on your age based on principles that have served those who’ve used it quite well over the years.

But now is different.

We are in the midst of a rare opportunity that only comes around a few times in a lifetime if you’re lucky. In the 18th century, Baron Rothschild coined the phrase “the time to buy is when there’s blood in the streets.” It’s not always obvious when this is, but it is now.

There was the crash of 1929 that led to the Great Depression, Black Monday in ‘87, the tech bubble bursting in 2000, and the banking collapse of 2008. We’ve now got the Corona crunch of 2020 – its claim to fame so far being that it’s the fastest the market has fallen in history. With stocks down over 30% and regular daily swings of over 10% (once unheard of), the herd is letting their emotions dictate their trading.

The uncertainty is what people fear, and we are smack dab in the middle of a ton of question marks as to how all this will play out. But here’s something I DO know for certain. We’ll eventually recover, and this is an OPPORTUNITY just like those aforementioned crashes were.

There are certain stocks and sectors of the market that are proving far more resilient than others. And while almost everything initially sold off indiscriminately in the apocalyptic frenzied panic the first month, a clearer picture is beginning to emerge of who the winners and losers will be. Not only for the short-term, but the long-run as I see fundamental shifts in the way both our lives and businesses will run moving forward.

Being quarantined has forced people and companies to adapt to working from home – and with this, new realizations and habits are forming.

Countless hours wasted commuting are saved, and people may find themselves far more productive when not stopping to chat on the way to the bathroom, or feeling like they have to “fill the day” until it’s time leave. And from the company’s perspective, there’s a huge saving on the overhead of office space, utilities, insurance, etc. It’s a huge win/win that a lot of companies haven’t taken on because they were stuck in their old habits. But corona has presented the opportunity to change all that – and my prediction is that the smart companies will take advantage and build momentum from it.

Companies that provide work from home tools such as Slack, Zoom, and Docusign are starting to emerge as clear winners of this new work structure. And there are many other stocks and sectors I’ve been following that could be huge winners in the end (see below “Action Tip”). Many of these got sold off with the rest of equities in the panic frenzy, and it’s not too late to take advantage.

Moral of the story, this is indeed a tough time, but it doesn’t have to be all doom and gloom. There’s an opportunity to plant a seed and watch it grow into a big bold beautiful sparkling butterfly if you don’t let your fear stand in the way. I’m not saying take out a second mortgage or bet the farm, but instead to start nibbling and cost dollar averaging, then getting more aggressive when you see we’re getting over the hump with this thing.

Action Tip:

I’ve put together a list of sectors and stocks to consider. Take a look and pledge to buy a small amount of at least one stock this week that stands out as a no-brainer.Once you’re in the game, you’ll find it easier to add to your position moving forward.
Don’t have a way to trade? Use one of these simple and cost-free trading apps:
-iBillionaire (good for simple ETF and sector picking so don’t have to stress about individual stocks).

*Tip Booster: Be sure to set up automatic weekly deposits from your checking account. Even $20/week compounded over time will add up over the years.

Happy hunting!
Before you Click Buy – Is It a Need or a Want? Why It’s Important to Know the Difference

Before You Click Buy – Is It a Need or a Want?

Why it’s Important to Know the Difference

Andddddd purchase! You’re scrolling through online stores and continuously clicking a button whenever you want to get whatever you wantconvenient right?


It may be, but once you click checkout, you’re left with a feeling of emptiness. You just feel like you need to keep going to be happy and fill that void. This is known as impulse spending


Spending time chasing the high you get from clicking buttons on the internet just to add another meaningless product to your stash is an easy way to get hooked on impulse spending. 


This excessive adding only works to SUBTRACT a whole lotta cash from your funds that could have gone toward something more beneficial to your growth. In this way, impulse spending is like a leech sucking away at your overall happiness. 


Why is Impulse Spending So Popular?


Shopping online is extremely popular for lots of reasons. The first being: it’s simple. You don’t have to leave your couch to buy clothes or furniture, and why should you when you can just keep clicking? 



The answer: because it’s bad for your growth. Shopping online isn’t inherently bad, but when it becomes impulse spending you know you’ve got a problem. Are you checking your bank account first to make sure you’re not causing credit card debt? Will you wake up with a shopping hangover full of regret? 



The big companies you’re shopping with online know that they’re convenient, and because of it they realize that their products can suddenly be worth more. That means you’re getting a LOT less bang for your buck. All to chase a feeling that will disappear right after clicking purchase. 



The best way to expand your growth is to gamify your overall happiness. Impulse spending is fleeting, meaning that the happiness you gain from it is temporary. So maybe it’ll feel good in the beginning, but at the end you’ll have nothing to help you succeed in the future. 

So, How Can You Quit Impulse Spending?


Wait until morning to click the purchase button. By “sleeping on it” you’ll be sure to make a wise decision rather than one made out of haste. Research has proven that by doing so you’ll be able to deliberate your choice in a better manner.


The next step is to take a walk around your house and find all those impulse spending purchases that you never use. Take a total of how many items you can find and reflect on that next time you think about making an online purchase.


The last thing that you can do to be a growth-owner when it comes to your finances is to put that money towards your future. Invest in experiences that will add to your happiness or save for that business you’ve always wanted to open! There are plenty of apps that gamify taking control of your finances. Once you get started, your successes will feel sooo much better than buying things you don’t need.


You can even set aside some funds to give back to the community around you. This way you’ll be taking a break from impulse spending and bolstering your emotional health core.


It all starts with you, you’ve got this!

Let’s Keep the Momentum Moving

Want to know where you stand in the five values of life tied to happiness (Your 5 Cores), take this two minute Core Values Quiz to get your core score in the five values of life.