Before you click buy, sleep on your decision
. Especially with purchases in the late night hours. Eachnight.com conducted a survey of online shoppers
and 31% of respondents confessed that they had forgotten they made a late night purchase. Even if you really think you want or need an item, you may be surprised by the clarity you have in the morning.
Look around your house or take a trip to your basement or garage. Take inventory of the items that seemed like a good idea at a time, but are just contributing to clutter and regret now. Is there a chance this purchase will just add to your hoarding inventory?
Ask yourself how you could be using this money better. Visualize the amount of your purchase in cash and think about how this money could grow in investments or savings.